When you hear “estate planning,” you might think it’s only for people with a ton of money or property. But the truth is, estate planning is for everyone—especially families who want to protect each other.
It’s not about how much you have. It’s about making sure your loved ones are taken care of, no matter what.
Here are three simple parts of a basic estate plan:
1. A Will
A will explains who should take care of your children, who gets what, and how you want things handled. Without one, the court decides.
2. Power of Attorney & Medical Directive
These documents let someone you trust make decisions if you’re unable to. It’s peace of mind during unexpected emergencies.
3. Beneficiaries & Insurance
Make sure your life insurance and financial accounts have the right people listed. It’s one of the fastest ways to pass on support.
You don’t need to have everything figured out—just start with one step. It’s not about fear, it’s about love and preparation.
If you’re ready to take that first step, I can help guide you through it.
Maggie Espindola 
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