What to look for when shopping for health insurance – Costs

Chris: Maggie, I’m trying to compare health insurance plans, but I’m not sure how to evaluate the costs. Any advice?

Maggie: Absolutely, Chris. When comparing costs, look at the monthly premium, but also consider deductibles, copayments, and coinsurance. A plan with a lower premium might have higher out-of-pocket costs.

Chris: So, it’s not just about the monthly payment?

Maggie: Exactly. You need to think about the total potential costs, especially if you have ongoing medical needs. It’s important to balance the premium with other expenses. I’d be happy to help you break down the costs and find a plan that fits your budget. Let’s schedule a time to review your options.

Need Help Navigating Your Choices?

As an independent agent, I have access to most (but not all) of the available carriers, which means I can help you explore a wide range of options and find the best plan for you. I’ll work with you to get the coverage you need—without the overwhelm!

Ready to dive in and get the coverage that suits your needs? Don’t wait—contact me today to schedule a consultation. Let’s make sure you’re set for the year ahead.

Disclaimer:

I am a licensed independent insurance agent with access to many—but not all—insurance carriers available in your state. Any information I provide is specific to the plans I offer in your area. For a complete list of options, please visit Medicare.gov or call 1-800-MEDICARE (available 24/7). By contacting me, you agree to speak with an independent health insurance agent about health-related products, including Medicare Advantage. Neither I nor the companies I represent are affiliated with or endorsed by the U.S. Government or any state agency.

Helpful Resources

If you want to explore options directly, visit these resources for more information:

Healthcare.gov or Medicare.gov

#HealthInsurance#LicensedAgent#CoverageOptions#NetworkProviders#InsuranceCosts#PrescriptionCoverage#PlanTypes#EnrollmentPeriods#FreeConsult


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Maggie is the passionate and purpose-driven voice behind this platform, sharing real-life experiences, insight, and encouragement through every service and story.

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